Insurance Bad Faith Litigation
Insurance companies are obligated to respond in a timely fashion to claims and pay when it becomes reasonably clear that a claim is covered. Insurance companies that breach their duty of good faith and fair dealing must be held liable.
Examples of insurance bad faith include the following:
- Insurance companies failing to acknowledge and act reasonably/promptly upon notice of a claim;
- Insurance companies failing to promptly investigate claims or adopt standards for investigation;
- Insurers refusing to pay claims without conducting reasonable investigations;
- Insurers failing to promptly provide a reasonable explanation for denial of a claim;
- Delay in payment;
- Failure to settle an underlying suit against the insured;
- Failure to defend in an underlying lawsuit against the insured; and
- Bad faith/negligent handling of the defense of an insured.
Fortis LLP attorneys have the ability to represent policyholders who have been subjected to these and other types of bad faith conduct by an insurer.